The Cards With Benefits blog
What's expiring, which card is worth its fee, and which cards carry which perks — all built from the same verified catalog the app uses, with every figure linked to the issuer's own page.
What's expiring
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| Card credits that expire when August ends47 statement credits across 21 cards reset when August 2026 ends — about $544.80 in total. Every figure verified against the issuer's own benefit pages. |
Is the annual fee worth it?
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| Is the Amex Business Platinum annual fee worth it?The Amex Business Platinum charges $895 a year and carries 10 credits worth about $3,309. You'd need to use 1 of them to break even. |
| Is the Amex Delta Platinum Business annual fee worth it?The Amex Delta Platinum Business charges $350 a year and carries 6 credits worth about $1,080. You'd need to use 1 of them to break even. |
| Is the Amex Delta Platinum annual fee worth it?The Amex Delta Platinum charges $350 a year and carries 6 credits worth about $1,030. You'd need to use 1 of them to break even. |
| Is the Amex Delta Reserve Business annual fee worth it?The Amex Delta Reserve Business charges $650 a year and carries 6 credits worth about $1,350. You'd need to use 2 of them to break even. |
| Is the Amex Delta Reserve annual fee worth it?The Amex Delta Reserve charges $650 a year and carries 6 credits worth about $1,300. You'd need to use 2 of them to break even. |
| Is the Amex Hilton Aspire annual fee worth it?The Amex Hilton Aspire charges $550 a year and carries 6 credits worth about $2,509. You'd need to use 1 of them to break even. |
| Is the Amex Platinum annual fee worth it?The Amex Platinum charges $895 a year and carries 12 credits worth about $3,104. You'd need to use 2 of them to break even. |
| Is the Chase Sapphire Reserve Business annual fee worth it?The Chase Sapphire Reserve Business charges $795 a year and carries 13 credits worth about $2,879. You'd need to use 2 of them to break even. |
| Is the Chase Sapphire Reserve annual fee worth it?The Chase Sapphire Reserve charges $795 a year and carries 14 credits worth about $3,163. You'd need to use 2 of them to break even. |
| Is the Chase United Business annual fee worth it?The Chase United Business charges $150 a year and carries 8 credits worth about $720. You'd need to use 2 of them to break even. |
| Is the Chase United Club Business annual fee worth it?The Chase United Club Business charges $695 a year and carries 7 credits worth about $1,690. You'd need to use 1 of them to break even. |
| Is the Chase United Club annual fee worth it?The Chase United Club charges $695 a year and carries 8 credits worth about $1,859. You'd need to use 1 of them to break even. |
| Is the Chase United Explorer annual fee worth it?The Chase United Explorer charges $150 a year and carries 5 credits worth about $518. You'd need to use 2 of them to break even. |
| Is the Chase United Quest annual fee worth it?The Chase United Quest charges $350 a year and carries 9 credits worth about $1,240. You'd need to use 2 of them to break even. |
| Is the Citi Strata Elite annual fee worth it?The Citi Strata Elite charges $495 a year and carries 5 credits worth about $1,160. You'd need to use 2 of them to break even. |
Which cards have which perks
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| Credit cards with an airline incidental fee credit7 cards carry an airline incidental fee credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages. |
| Credit cards with airport lounge access10 cards carry lounge access or a lounge membership — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages. |
| Credit cards with dining and restaurant credits10 cards carry a dining or restaurant credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages. |
| Credit cards with DoorDash and DashPass credits4 cards carry a DoorDash credit or DashPass membership — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages. |
| Credit cards with a Global Entry or TSA PreCheck credit27 cards carry a Global Entry or TSA PreCheck application credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages. |
| Credit cards with hotel and resort credits15 cards carry a hotel or resort statement credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages. |
| Credit cards with an Instacart credit5 cards carry an Instacart credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages. |
| Credit cards with Uber, Lyft and rideshare credits13 cards carry an Uber, Lyft or rideshare credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages. |
| Credit cards with streaming and entertainment credits5 cards carry a streaming or entertainment credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages. |
| Credit cards with an annual travel credit10 cards carry a general travel credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages. |
| Credit cards with an Uber One membership credit7 cards carry an Uber One membership credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages. |
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