The Cards With Benefits blog

What's expiring, which card is worth its fee, and which cards carry which perks — all built from the same verified catalog the app uses, with every figure linked to the issuer's own page.

What's expiring

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Card credits that expire when August ends47 statement credits across 21 cards reset when August 2026 ends — about $544.80 in total. Every figure verified against the issuer's own benefit pages.

Is the annual fee worth it?

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Is the Amex Business Platinum annual fee worth it?The Amex Business Platinum charges $895 a year and carries 10 credits worth about $3,309. You'd need to use 1 of them to break even.
Is the Amex Delta Platinum Business annual fee worth it?The Amex Delta Platinum Business charges $350 a year and carries 6 credits worth about $1,080. You'd need to use 1 of them to break even.
Is the Amex Delta Platinum annual fee worth it?The Amex Delta Platinum charges $350 a year and carries 6 credits worth about $1,030. You'd need to use 1 of them to break even.
Is the Amex Delta Reserve Business annual fee worth it?The Amex Delta Reserve Business charges $650 a year and carries 6 credits worth about $1,350. You'd need to use 2 of them to break even.
Is the Amex Delta Reserve annual fee worth it?The Amex Delta Reserve charges $650 a year and carries 6 credits worth about $1,300. You'd need to use 2 of them to break even.
Is the Amex Hilton Aspire annual fee worth it?The Amex Hilton Aspire charges $550 a year and carries 6 credits worth about $2,509. You'd need to use 1 of them to break even.
Is the Amex Platinum annual fee worth it?The Amex Platinum charges $895 a year and carries 12 credits worth about $3,104. You'd need to use 2 of them to break even.
Is the Chase Sapphire Reserve Business annual fee worth it?The Chase Sapphire Reserve Business charges $795 a year and carries 13 credits worth about $2,879. You'd need to use 2 of them to break even.
Is the Chase Sapphire Reserve annual fee worth it?The Chase Sapphire Reserve charges $795 a year and carries 14 credits worth about $3,163. You'd need to use 2 of them to break even.
Is the Chase United Business annual fee worth it?The Chase United Business charges $150 a year and carries 8 credits worth about $720. You'd need to use 2 of them to break even.
Is the Chase United Club Business annual fee worth it?The Chase United Club Business charges $695 a year and carries 7 credits worth about $1,690. You'd need to use 1 of them to break even.
Is the Chase United Club annual fee worth it?The Chase United Club charges $695 a year and carries 8 credits worth about $1,859. You'd need to use 1 of them to break even.
Is the Chase United Explorer annual fee worth it?The Chase United Explorer charges $150 a year and carries 5 credits worth about $518. You'd need to use 2 of them to break even.
Is the Chase United Quest annual fee worth it?The Chase United Quest charges $350 a year and carries 9 credits worth about $1,240. You'd need to use 2 of them to break even.
Is the Citi Strata Elite annual fee worth it?The Citi Strata Elite charges $495 a year and carries 5 credits worth about $1,160. You'd need to use 2 of them to break even.

Which cards have which perks

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Credit cards with an airline incidental fee credit7 cards carry an airline incidental fee credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages.
Credit cards with airport lounge access10 cards carry lounge access or a lounge membership — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages.
Credit cards with dining and restaurant credits10 cards carry a dining or restaurant credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages.
Credit cards with DoorDash and DashPass credits4 cards carry a DoorDash credit or DashPass membership — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages.
Credit cards with a Global Entry or TSA PreCheck credit27 cards carry a Global Entry or TSA PreCheck application credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages.
Credit cards with hotel and resort credits15 cards carry a hotel or resort statement credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages.
Credit cards with an Instacart credit5 cards carry an Instacart credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages.
Credit cards with Uber, Lyft and rideshare credits13 cards carry an Uber, Lyft or rideshare credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages.
Credit cards with streaming and entertainment credits5 cards carry a streaming or entertainment credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages.
Credit cards with an annual travel credit10 cards carry a general travel credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages.
Credit cards with an Uber One membership credit7 cards carry an Uber One membership credit — what each one is worth, how often it resets, and whether it posts automatically. Verified against the issuers' own benefit pages.

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