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Verified against the issuers’ own pages

Credit cards with an airline incidental fee credit

7 cards · 7 credits · about $1,290 a year combined

These deliberately exclude airfare. They cover bag fees, seat selection and inflight purchases, and you usually have to pick one airline for the year. Below is every card in our catalog carrying an airline incidental fee credit, ranked by what it's worth over a year, with a link to the page each figure was checked against.

Citi Strata EliteCiti Strata Elite Credit Card · $495 a year annual fee

CreditAnnual valueHow to use it
American Airlines Admirals Club Guest Passes4 single-visit Admirals Club guest passes per calendar year. issuer page →$340/yrPosts automatically

$340 a year on this card.

Bank of America Premium Rewards EliteBank of America Premium Rewards Elite Credit Card · $550 a year annual fee

CreditAnnual valueHow to use it
Airline Incidental CreditStatement credit for qualifying airline incidentals (baggage, seat selection, lounge passes, in-flight purchases). issuer page →$300/yrPosts automatically

$300 a year on this card.

Amex PlatinumThe Platinum Card from American Express · $895 a year annual fee

CreditAnnual valueHow to use it
Airline Fee CreditPre-select one qualifying airline annually. issuer page →$200/yrYou have to use it · enrollment required

$200 a year on this card.

Amex Business PlatinumThe Business Platinum Card from American Express · $895 a year annual fee

CreditAnnual valueHow to use it
Airline Incidental Fee CreditPre-select one qualifying airline annually. Covers incidentals (baggage, seat selection, in-flight purchases). issuer page →$200/yrPosts automatically · enrollment required

$200 a year on this card.

Bank of America Premium RewardsBoA Premium Rewards · $95 a year annual fee

CreditAnnual valueHow to use it
Airline incidental creditStatement credit for qualifying airline incidental fees (baggage, seat selection, lounge passes, in-flight purchases). issuer page →$100/yrPosts automatically

$100 a year on this card.

Chase Bonvoy BoundlessMarriott Bonvoy Boundless Credit Card · $95 a year annual fee

CreditAnnual valueHow to use it
Airline CreditLimited-time: $50 statement credit after $250 in direct airline purchases in each half-year window; promo runs through 6/30/2027. issuer page →$100/yrPosts automatically

$100 a year on this card.

Wells Fargo Autograph JourneyWells Fargo Autograph Journey Visa · $95 a year annual fee

CreditAnnual valueHow to use it
Annual Airline CreditStatement credit on a $50+ airline purchase. issuer page →$50/yrPosts automatically

$50 a year on this card.

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