Is the Amex Delta Reserve Business annual fee worth it?
$650 a year · 6 trackable credits · about $1,350 in value
Below is every statement credit and perk on the Delta SkyMiles Reserve Business American Express Card that can actually be tracked, biggest first, with a link to the American Express page each figure came from.
| Credit | Annual value | How to use it |
|---|---|---|
| Companion CertificateDelta First/Comfort+/Main. 48 US + AK/HI/PR/USVI + Mexico/Caribbean/Central America. Companion pays taxes. issuer page → | $500/yr | Posts automatically |
| Delta Stays CreditStatement credit for prepaid hotel or vacation rental bookings made through Delta Stays. issuer page → | $250/yr | You have to use it |
| Resy Dining CreditU.S. Resy restaurants. issuer page → | $240/yr | You have to use it · enrollment required |
| Rideshare CreditUber, Lyft, Curb, Revel, Alto. issuer page → | $120/yr | You have to use it · enrollment required |
| Global Entry / TSA PreCheck CreditEvery 4 years (GE) or 4.5 years (TSA). issuer page → | $120/yr | Posts automatically |
| Uber One Membership CreditUp to twelve monthly $9.99 statement credits for an auto-renewing monthly Uber One membership paid with this card. New sign-ups end 6/25/2026; enrolled members keep receiving credits until their 12 months are used (last possible month: Jun 2027). issuer page → | $120/yr | You have to use it · enrollment required |
$1,350 in credits against a $650 annual fee.
2 of these post automatically
These need no action once the card is set up, so count them as money you'll actually get: Companion Certificate, Global Entry / TSA PreCheck Credit.
3 require enrollment first
These pay nothing until you switch them on in your account, and that's where most of the wasted value hides: Resy Dining Credit, Rideshare Credit, Uber One Membership Credit.
Perks with no dollar figure
These are real benefits, but there's no honest way to put a number on them, so they're left out of the total above rather than inflating it. Whether they matter is down to how you travel.
| Credit | Value | How to use it |
|---|---|---|
| Delta Sky Club Access15 visits per Medallion Year (Feb 1 - Jan 31). $75K spend unlocks unlimited. issuer page → | — | Posts automatically |
Track the Amex Delta Reserve Business credits automatically
Add the card and Cards With Benefits keeps every credit above in one place, with reminders before each one resets.
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