Credit cards with dining and restaurant credits
10 cards · 16 credits · about $2,660 a year combined
Most dining credits are monthly, which means an unused one is gone in weeks rather than months. They're the easiest to lose and the easiest to use. Below is every card in our catalog carrying a dining or restaurant credit, ranked by what it's worth over a year, with a link to the page each figure was checked against.
Chase Sapphire Reserve$795 a year annual fee
| Credit | Annual value | How to use it |
|---|---|---|
| Sapphire Reserve Exclusive Tables dining creditPay with CSR at a participating Sapphire Reserve Exclusive Tables restaurant on OpenTable. One-time OpenTable card linking required. issuer page → | $300/yr | Posts automatically |
| DoorDash $10 non-restaurant promo (1st)First of two stackable $10 non-restaurant promos per month (grocery, convenience, DashMart). Must check out using CSR. Does not roll over. Through 12/31/2027. issuer page → | $120/yr | You have to use it · enrollment required |
| DoorDash $10 non-restaurant promo (2nd)Second of two stackable $10 non-restaurant promos per month (grocery, convenience, DashMart). Must check out using CSR. Does not roll over. Through 12/31/2027. issuer page → | $120/yr | You have to use it · enrollment required |
| DoorDash $5 monthly restaurant promoMust check out using CSR as DoorDash default payment. Restaurant orders only. Does not roll over. Through 12/31/2027. issuer page → | $60/yr | You have to use it · enrollment required |
$600 a year on this card.
Amex PlatinumThe Platinum Card from American Express · $895 a year annual fee
| Credit | Annual value | How to use it |
|---|---|---|
| Resy Dining CreditNew 2026 credit. issuer page → | $400/yr | You have to use it · enrollment required |
$400 a year on this card.
Amex Bonvoy BrilliantMarriott Bonvoy Brilliant American Express Card · $650 a year annual fee
| Credit | Annual value | How to use it |
|---|---|---|
| Brilliant Dining CreditRestaurants worldwide. issuer page → | $300/yr | You have to use it · enrollment required |
$300 a year on this card.
Chase Sapphire Reserve BusinessChase Sapphire Reserve for Business · $795 a year annual fee
| Credit | Annual value | How to use it |
|---|---|---|
| DoorDash $10 non-restaurant promo (1st)First of two stackable $10 non-restaurant promos per month (grocery, convenience, DashMart). Through 12/31/2027. issuer page → | $120/yr | You have to use it · enrollment required |
| DoorDash $10 non-restaurant promo (2nd)Second of two stackable $10 non-restaurant promos per month. Through 12/31/2027. issuer page → | $120/yr | You have to use it · enrollment required |
| DoorDash $5 monthly restaurant promoMust check out using this card as DoorDash default payment. Restaurant orders only. Does not roll over. Through 12/31/2027. issuer page → | $60/yr | You have to use it · enrollment required |
$300 a year on this card.
Amex Delta ReserveDelta SkyMiles Reserve American Express Card · $650 a year annual fee
| Credit | Annual value | How to use it |
|---|---|---|
| Resy Dining CreditU.S. Resy restaurants. issuer page → | $240/yr | You have to use it · enrollment required |
$240 a year on this card.
Amex Delta Reserve BusinessDelta SkyMiles Reserve Business American Express Card · $650 a year annual fee
| Credit | Annual value | How to use it |
|---|---|---|
| Resy Dining CreditU.S. Resy restaurants. issuer page → | $240/yr | You have to use it · enrollment required |
$240 a year on this card.
Amex GoldAmerican Express Gold Card · $325 a year annual fee
| Credit | Annual value | How to use it |
|---|---|---|
| Dining CreditGrubhub, Cheesecake Factory, Goldbelly, Wine.com, Five Guys, Shake Shack. issuer page → | $120/yr | You have to use it · enrollment required |
| Resy CreditUS Resy restaurants. issuer page → | $100/yr | You have to use it · enrollment required |
$220 a year on this card.
Chase Ink Business Preferred$95 a year annual fee
| Credit | Annual value | How to use it |
|---|---|---|
| DashPass + $10 monthly non-restaurant DoorDash creditActivate DashPass with Ink Business Preferred as default DoorDash payment by 12/31/2027. issuer page → | $120/yr | You have to use it · enrollment required |
$120 a year on this card.
Amex Delta PlatinumDelta SkyMiles Platinum American Express Card · $350 a year annual fee
| Credit | Annual value | How to use it |
|---|---|---|
| Resy Dining CreditUp to $10/month statement credit at U.S. Resy restaurants. Requires enrollment. issuer page → | $120/yr | You have to use it · enrollment required |
$120 a year on this card.
Amex Delta Platinum BusinessDelta SkyMiles Platinum Business American Express Card · $350 a year annual fee
| Credit | Annual value | How to use it |
|---|---|---|
| Resy Dining CreditUp to $10/month statement credit at U.S. Resy restaurants. Requires enrollment. issuer page → | $120/yr | You have to use it · enrollment required |
$120 a year on this card.
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