Is the Chase Sapphire Reserve annual fee worth it?
$795 a year · 14 trackable credits · about $3,163 in value
Below is every statement credit and perk on the Chase Sapphire Reserve that can actually be tracked, biggest first, with a link to the Chase page each figure came from.
| Credit | Annual value | How to use it |
|---|---|---|
| The Edit by Chase Travel hotel creditRequires prepaid Pay Now stays of 2+ nights booked through The Edit by Chase Travel. As of 1/1/2026 the credit is fully flexible across the calendar year. Credits can take 6-8 weeks to post. issuer page → | $500/yr | Posts automatically |
| Priority Pass Select membership (incl. Chase Sapphire Lounges)As of 10/25/2025 Chase auto-enrolls all eligible Sapphire Reserve cardmembers in Priority Pass Select. issuer page → | $469/yr | Posts automatically |
| Sapphire Reserve Exclusive Tables dining creditPay with CSR at a participating Sapphire Reserve Exclusive Tables restaurant on OpenTable. One-time OpenTable card linking required. issuer page → | $300/yr | Posts automatically |
| StubHub / Viagogo creditOne-time activation required at chase.com benefits hub BEFORE any StubHub/Viagogo purchase. Available through 12/31/2027. issuer page → | $300/yr | You have to use it · enrollment required |
| $300 annual travel creditAuto-applied against first $300 in eligible travel charges each cardmember year. issuer page → | $300/yr | Posts automatically |
| Apple TV+ and Apple Music complimentary subscriptionsActivate in Chase Mobile app benefits hub and link Apple ID. Through 6/22/2027. issuer page → | $288/yr | You have to use it · enrollment required |
| Select hotel brands credit (IHG/Pendry/Omni/Montage/Virgin/Minor/Pan Pacific)One-time credit available through 12/31/2026 only. Requires prepaid 2+ night stay via Chase Travel at IHG, Montage, Pendry, Omni, Virgin, Minor, or Pan Pacific. issuer page → | $250/yr | Posts automatically |
| DoorDash $10 non-restaurant promo (1st)First of two stackable $10 non-restaurant promos per month (grocery, convenience, DashMart). Must check out using CSR. Does not roll over. Through 12/31/2027. issuer page → | $120/yr | You have to use it · enrollment required |
| DoorDash $10 non-restaurant promo (2nd)Second of two stackable $10 non-restaurant promos per month (grocery, convenience, DashMart). Must check out using CSR. Does not roll over. Through 12/31/2027. issuer page → | $120/yr | You have to use it · enrollment required |
| Lyft in-app ride creditAdd CSR as payment method in Lyft app. Through 9/30/2027. issuer page → | $120/yr | You have to use it · enrollment required |
| Peloton membership creditOne-time activation. Through 12/31/2027. issuer page → | $120/yr | You have to use it · enrollment required |
| Global Entry / TSA PreCheck / NEXUS application fee creditOnce every 4 years. issuer page → | $120/yr | Posts automatically |
| DashPass membership (complimentary)One-time activation by 12/31/2027 unlocks complimentary DashPass (~$96/yr value). Must add CSR as default DoorDash payment method. issuer page → | $96/yr | You have to use it · enrollment required |
| DoorDash $5 monthly restaurant promoMust check out using CSR as DoorDash default payment. Restaurant orders only. Does not roll over. Through 12/31/2027. issuer page → | $60/yr | You have to use it · enrollment required |
$3,163 in credits against a $795 annual fee.
6 of these post automatically
These need no action once the card is set up, so count them as money you'll actually get: The Edit by Chase Travel hotel credit, Priority Pass Select membership (incl. Chase Sapphire Lounges), Sapphire Reserve Exclusive Tables dining credit, $300 annual travel credit, Select hotel brands credit (IHG/Pendry/Omni/Montage/Virgin/Minor/Pan Pacific), Global Entry / TSA PreCheck / NEXUS application fee credit.
8 require enrollment first
These pay nothing until you switch them on in your account, and that's where most of the wasted value hides: StubHub / Viagogo credit, Apple TV+ and Apple Music complimentary subscriptions, DoorDash $10 non-restaurant promo (1st), DoorDash $10 non-restaurant promo (2nd), Lyft in-app ride credit, Peloton membership credit, DashPass membership (complimentary), DoorDash $5 monthly restaurant promo.
Track the Chase Sapphire Reserve credits automatically
Add the card and Cards With Benefits keeps every credit above in one place, with reminders before each one resets.
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