Is the Chase Sapphire Reserve Business annual fee worth it?
$795 a year · 13 trackable credits · about $2,879 in value
Below is every statement credit and perk on the Chase Sapphire Reserve for Business that can actually be tracked, biggest first, with a link to the Chase page each figure came from.
| Credit | Annual value | How to use it |
|---|---|---|
| The Edit by Chase Travel CreditStatement credits on prepaid stays at The Edit by Chase Travel hotels; up to $250 per booking, $500/yr total. issuer page → | $500/yr | Posts automatically |
| Priority Pass Select MembershipIncludes Chase Sapphire Lounge access. issuer page → | $469/yr | You have to use it · enrollment required |
| ZipRecruiter CreditStatement credits on eligible ZipRecruiter purchases; up to $200 each half of the calendar year. issuer page → | $400/yr | Posts automatically · enrollment required |
| $300 annual travel creditAuto-applied against the first $300 in eligible travel charges each cardmember year. issuer page → | $300/yr | Posts automatically |
| Select Hotel Credit (Chase Travel)Statement credit on select hotel brand bookings via Chase Travel. issuer page → | $250/yr | Posts automatically |
| Google Workspace CreditStatement credit on eligible Google Workspace subscription charges. issuer page → | $200/yr | Posts automatically · enrollment required |
| Lyft in-app CreditAdd card as payment method in Lyft app. Through 9/30/2027. issuer page → | $120/yr | You have to use it · enrollment required |
| Global Entry / TSA PreCheck / NEXUS CreditOnce every 4 years. issuer page → | $120/yr | Posts automatically |
| DoorDash $10 non-restaurant promo (1st)First of two stackable $10 non-restaurant promos per month (grocery, convenience, DashMart). Through 12/31/2027. issuer page → | $120/yr | You have to use it · enrollment required |
| DoorDash $10 non-restaurant promo (2nd)Second of two stackable $10 non-restaurant promos per month. Through 12/31/2027. issuer page → | $120/yr | You have to use it · enrollment required |
| DashPass membership (complimentary)One-time activation by 12/31/2027 unlocks complimentary DashPass (12 months, ~$120 value). Must set this card as default DoorDash payment. issuer page → | $120/yr | You have to use it · enrollment required |
| Gift Card CreditStatement credits on gift cards from the curated selection at giftcards.com/reservebusiness. Through 10/31/2028. issuer page → | $100/yr | You have to use it |
| DoorDash $5 monthly restaurant promoMust check out using this card as DoorDash default payment. Restaurant orders only. Does not roll over. Through 12/31/2027. issuer page → | $60/yr | You have to use it · enrollment required |
$2,879 in credits against a $795 annual fee.
6 of these post automatically
These need no action once the card is set up, so count them as money you'll actually get: The Edit by Chase Travel Credit, ZipRecruiter Credit, $300 annual travel credit, Select Hotel Credit (Chase Travel), Google Workspace Credit, Global Entry / TSA PreCheck / NEXUS Credit.
8 require enrollment first
These pay nothing until you switch them on in your account, and that's where most of the wasted value hides: Priority Pass Select Membership, ZipRecruiter Credit, Google Workspace Credit, Lyft in-app Credit, DoorDash $10 non-restaurant promo (1st), DoorDash $10 non-restaurant promo (2nd), DashPass membership (complimentary), DoorDash $5 monthly restaurant promo.
Track the Chase Sapphire Reserve Business credits automatically
Add the card and Cards With Benefits keeps every credit above in one place, with reminders before each one resets.
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