Is the Chase United Quest annual fee worth it?
$350 a year · 9 trackable credits · about $1,240 in value
Below is every statement credit and perk on the United Quest Card that can actually be tracked, biggest first, with a link to the Chase page each figure came from.
| Credit | Annual value | How to use it |
|---|---|---|
| $200 United Travel CreditAuto-applied against United purchases. issuer page → | $200/yr | Posts automatically |
| Instacart+ CreditUp to $15/month in statement credits on Instacart purchases ($10/month core + $5/month bonus). Enrollment required. issuer page → | $180/yr | You have to use it · enrollment required |
| JSX CreditStatement credit on JSX flight purchases. issuer page → | $150/yr | Posts automatically |
| Renowned Hotels & Resorts CreditStatement credit on prepaid Renowned Hotels & Resorts bookings. issuer page → | $150/yr | Posts automatically |
| 10,000-mile Anniversary Award Flight DiscountReceive 10,000 miles back when you redeem MileagePlus miles for a United award flight (once per anniversary year). issuer page → | $130/yr | Posts automatically |
| Second 10,000-mile Award Discount (after $20K spend)A second 10,000-mile award flight discount after $20,000 in purchases in an anniversary year. issuer page → | $130/yr | Posts automatically |
| Global Entry / TSA PreCheck CreditOnce every 4 years. issuer page → | $120/yr | Posts automatically |
| Rideshare CreditStatement credits on rideshare purchases; activation required each year. issuer page → | $100/yr | You have to use it · enrollment required |
| Avis / Budget Car Rental CreditUnited TravelBank cash for Avis or Budget rentals booked through cars.united.com. issuer page → | $80/yr | You have to use it |
$1,240 in credits against a $350 annual fee.
6 of these post automatically
These need no action once the card is set up, so count them as money you'll actually get: $200 United Travel Credit, JSX Credit, Renowned Hotels & Resorts Credit, 10,000-mile Anniversary Award Flight Discount, Second 10,000-mile Award Discount (after $20K spend), Global Entry / TSA PreCheck Credit.
2 require enrollment first
These pay nothing until you switch them on in your account, and that's where most of the wasted value hides: Instacart+ Credit, Rideshare Credit.
Track the Chase United Quest credits automatically
Add the card and Cards With Benefits keeps every credit above in one place, with reminders before each one resets.
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