Is the Amex Delta Platinum Business annual fee worth it?
$350 a year · 6 trackable credits · about $1,080 in value
On paper, yes. $1,080 in credits against a $350 fee. But that only holds if you actually use them — and you only need the top 1 to break even, so the honest question isn't whether the math works. It's whether those 1 fit your life.
Below is every statement credit and perk on the Delta SkyMiles Platinum Business American Express Card that can actually be tracked, biggest first, with a link to the American Express page each figure came from.
| Credit | Annual value | How to use it |
|---|---|---|
| Companion CertificateIssued each card renewal. Companion pays taxes and fees. issuer page → | $400/yr | Posts automatically |
| Delta Stays CreditStatement credit for prepaid Delta Stays bookings on delta.com. issuer page → | $200/yr | You have to use it |
| Rideshare CreditUber, Lyft, Curb, Revel, Alto. issuer page → | $120/yr | You have to use it · enrollment required |
| Resy Dining CreditUp to $10/month statement credit at U.S. Resy restaurants. Requires enrollment. issuer page → | $120/yr | You have to use it · enrollment required |
| Global Entry / TSA PreCheck CreditStatement credit once every 4 years (GE $120) or 4.5 years (TSA PreCheck $85), charged to the card. issuer page → | $120/yr | Posts automatically |
| Uber One Membership CreditUp to twelve monthly $9.99 statement credits for an auto-renewing monthly Uber One membership paid with this card. New sign-ups end 6/25/2026; enrolled members keep receiving credits until their 12 months are used (last possible month: Jun 2027). issuer page → | $120/yr | You have to use it · enrollment required |
$1,080 in credits against a $350 annual fee.
2 of these post automatically
These need no action once the card is set up, so count them as money you'll actually get: Companion Certificate, Global Entry / TSA PreCheck Credit.
3 require enrollment first
These pay nothing until you switch them on in your account, and that's where most of the wasted value hides: Rideshare Credit, Resy Dining Credit, Uber One Membership Credit.
Track the Amex Delta Platinum Business credits automatically
Add the card and Cards With Benefits keeps every credit above in one place, with reminders before each one resets.
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