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United Explorer: every statement credit & perk

Updated June 2026 · 5 trackable credits

The United Explorer Card carries a $150 annual fee. Below are its 5 trackable statement credits and perks — worth roughly $518 a year if you use them all, which is more than the annual fee. Every figure is verified against Chase’s own benefit pages (linked in each row), and the credits add up only if you actually remember to use them before they reset.

CreditValueHow often
Instacart+ CreditThrough 2027-12-31. Up to $10 monthly statement credit on Instacart purchases. issuer page →$120/yrMonthly · $10/month
United Club One-Time PassesTwo United Club one-time passes per anniversary year. issuer page →~$118/yrEach card year · 2 passes per anniversary year
Global Entry / TSA PreCheck CreditShared across cards — counts once. Once every 4 years. issuer page →$120/yrMulti-year · One credit every 4 years
Rideshare CreditStatement credits on rideshare purchases; yearly activation required. issuer page →$60/yrMonthly · Up to $60 per calendar year
United Hotels CreditStatement credits on prepaid hotel stays booked directly through United Hotels. issuer page →$100/yrYearly · $100 per year

About $518 a year in credits (some values are estimates) vs. a $150 annual fee.

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