Mutually Beneficial

Never miss a credit card perk again.

You pay annual fees for statement credits, monthly perks, and benefits you forget to use. Cards With Benefits keeps track of every one of them — and reminds you what's about to expire.

Every credit in the catalog is verified against the card issuers’ own pages.

Coming soon to the App Store What are you leaving on the table? →
Captured this month
$40 of $350
2 of 5 captured  •  $310 still to claim
This month · every credit closing soon
Tap a perk to capture it →
$480 still on the table — don't let it expire.

Drowning in card perks?

Premium cards come loaded with statement credits — it's easy to lose track. Cards With Benefits catches every verified one before it expires.

Get back what you're already paying for

Most people leave hundreds of dollars in card perks unused every year. This app makes them impossible to forget.

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This month, at a glance

Every credit and perk closing this month, in one list — with a running total of what you've captured and what's still on the table.

📊

See your fee pay for itself

A progress bar fills as you use perks, with a marker at your annual fee — so you can see exactly when a card crosses into profit.

Auto-apply the easy ones

Credits that hit automatically every month can be marked auto-apply, so they count without you lifting a finger.

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Your whole wallet

A growing catalog of personal and business cards from every major issuer. Add the ones you carry and skip the rest.

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Private by design

No account. No sign-up. Nothing leaves your phone. Your cards and your spending stay entirely on your device.

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Made to feel good

Mark a perk as captured and watch it count. Hit 100% for the month and the whole screen celebrates with you.

Loved on the App Store

★★★★★ — here's what people are saying.

★★★★★
I love credit card perks but keeping track of them is a full time job! This app not only helps to make sure I take full advantage of the rewards my cards give but also helps me to be sure that the annual fee is worth it. Amazing app, easy to use and best of all it keeps your info private!
Melissa B Meier · App Store review
★★★★★
Easy to use and should charge more for all the money you saved!!
Dom415M3 · App Store review

No strings. Just the perks.

Add your cards, glance at what's expiring, tap to capture. That's the whole thing.

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